Buying a Home

In the complex process of purchasing a property or home, the payment structure for loan officers is based primarily on commissions and fees. Normally, loan officers are paid a commission based on the total loan amount that the homebuyer borrows....

Anyone in the market for a home will tell you that overall home prices just keep going up. Some people are even crossing their fingers that the economy will crash simply so that home prices drop in upcoming years. At first glance, this seems like ...

There are countless reasons why so many of America’s 55+ population move to Florida. Yes, the weather is glorious, but it’s about a lot more than the heat. Florida’s stunning 55+ communities make life’s most enjoyable parts ...

At the beginning of the year so many people were wondering, will 2023 be a good year to buy a house? So, don’t worry, you’re not the only perspective home buyer who’s wondering, “How much can I afford to buy a house ...

Every buyer wants to negotiate the best possible deal, yet for so many, this might be the first time they’re negotiating a deal on a home. There’s a lot to learn! While many homebuyers, especially first-time homebuyers, think the best ...

Nestled along the breathtaking Atlantic coastline, Cocoa Beach, Florida is a vibrant and idyllic town on the west coast of the state. With its unique blend of natural beauty, outdoor activities, and laid-back charm, Cocoa Beach has attracted ...

Becoming a new homeowner is an exciting milestone that comes with new financial responsibilities, the biggest being a mortgage. The key to being smart about mortgages is learning everything there is to know about interest rates and mortgage ...

From the outside, the process of purchasing a home can seem complex, long, and tedious. In practice, there are easy ways to make the decision to buy a home a lot simpler and less stressful. You might be surprised, but the complete guide to the ...

This week, Denovo Realty’s own Realtor®, Joel Ludlow, showcases some of the most spectacular sights around Melbourne Beach, in Melbourne, Florida.  Follow along on our video tour and read more about our favorite local spots ...

Many buyers are hesitant to begin their home ownership journey so late in the year, but we’re here to tell you that now is as good as any to get started.  There is still so much time left in the year to find your dream home, and the one ...

One of the crucial steps to purchase a home is pre-approval! Yet so many buyers are afraid to get pre-approval because they don’t know how to check their credit scores without hurting their credit. Unfortunately, this is almost impossible! ...

As anyone in the market for a new home knows, every dollar counts when preparing to apply for mortgage preapproval. Aspiring homeowners are aware that a good credit score makes it easier to buy a house with preferable loan terms and interest rates, ...

Earnest money deposits play a vital role in developing trust within real estate transactions, and in the end, they benefit both buyers and sellers. So, what’s an earnest money deposit? It’s a financial demonstration of the buyer's ...

It’s no secret - buying a home is a huge investment. Every potential homeowner should consider all possible expenses, and think about them deeply. Purchasing a home is an exciting milestone in life, but before they commit, buyers must assess ...

Everyone knows how expensive home ownership can be these days. If you're a first-time homebuyer looking to purchase an affordable home with a lower down payment, you may have already heard of FHA loans. The Federal Housing Administration (FHA) ...

As Veterans begin taking initial steps in the direction of house hunting and home ownership, they should also keep in mind the impact their marital status may have on loan qualifications and Veteran mortgage loans. If you’re a Veteran or an ...

Naturally, when a buyer is ecstatic about the home that they found after the long and exhausting hunting and viewing process, they just might consider skipping an inspection altogether. We get it - buyers are tired and ready to just move in already....

If you have an eye for vintage or retro styles, from disco balls to the conversation pits from the 70s, chances are you’ve found yourself at least once browsing photos of older homes. Besides the style, buying an older house can be a great way ...

We've all heard real estate agents say they are requesting the “highest and best” offers from potential buyers of a home, but what does that actually mean? What do they really want? Buying a home is one of the most life-changing ...